Partnering to Educate on Financial Wellness

Josh and Miss South Dakota Carrie Wintle recently sat down to discuss the importance of young people learning responsible money management. Together, they are working to provide opportunities for financial wellness education for South Dakotans.

Josh and Miss South Dakota Carrie Wintle recently sat down to discuss the importance of young people learning responsible money management. Together, they are working to provide opportunities for financial wellness education for South Dakotans.

“Bankruptcy filings have increased for the first time in 8 years in South Dakota. Among our young adults, 50% feel they already have too much debt while nearly 45% are using credit cards to cover monthly expenses beyond their means. This trend is creating a financial crisis for these folks. Having worked in the credit counseling business, I know personally, and through my work the terrible stress bad decisions with money creates. I’ve talked to young married couples who are considering bankruptcy and divorce simply because they are having trouble making ends meet,” said Josh Haeder, Republican Candidate for State Treasurer. “Debt can be crushing. However, one of the most effective ways to change this picture is through education. When I was considering running for State Treasurer, I knew one of my top priorities would be to expand the financial wellness education offered by the Treasurer’s office.”

Haeder continued, “I believe the best way to achieve better education opportunities is through public/private partnerships. As part of that initiative, it’s been a pleasure to meet with recently crowned Miss South Dakota, Carrie Wintle. Carrie has focused on educating young people about wise financial decisions. Her non-profit ‘Money $heep’ is centered on what she has identified as the Five Foundations of Financial Literacy. To support this education, Carrie has authored a book for students featuring the character, Mr. Money $heep. Her organization donated 10,000 books to 3rd to 5th graders across SD in 2018 and is working to expand those efforts into future years.”

“Growing up on a farm, I had a wonderful opportunity to learn money management through raising sheep. I had to know about budgeting, income and saving. That savings became a means to invest in more sheep. I was able to learn those important financial principals and it became a habit very early in life,” said Wintle. “As I grew older, I’ve realized what an important foundation those financial lessons were for me. I was able to avoid the trap of credit card debt because of careful budgeting. Developing the book ‘Mr. Money-$heep is my way of sharing those lessons with young people to set them up for financial success.”

“I’m excited to join Carrie in promoting the importance of financial literacy and wellness. Financial wellness and education are empowering. We have the opportunity to change lives for the better and make South Dakota even stronger,” said Haeder.

Carrie is using her platform as Miss South Dakota to travel to all 66 South Dakota counties giving presentations to schools about the importance of sound financial education to set a firm foundation for lifelong success.

To learn more about Carrie’s mission, visit www.money-sheep.com. Josh’s plan for expanding financial wellness education is available on his website, www.joshforsd.com.

Kristi Golden